Managing your bills
It is important to organise your money so that you can pay your bills. You can get a budget checklist by clicking on the link
Bills that you must pay on time include the following:
Mortgage payments
If you have a mortgage, your mortgage payments will probably be your largest bill.
Service Charges
Service charges are your contribution to the maintenance of your block and estate. The charges include yearly service charge and separate bills for major work. If you find yourself having difficulties in paying your service charge contact the Leasehold Team at the Council for advice.
Council Tax
Council Tax is not included in your service charge. You must pay it separately. If you don’t pay it, the council will take legal action against you. It is a criminal offence not to pay Council tax.
Water, gas and electricity
There are different ways you can pay these regular bills, such as meters, direct debit or monthly payment schemes. Your gas or electricity supplier can tell you about their different schemes.
Other bills
You will have to redecorate your flat regularly and repair fixtures and fittings when they need it. You should also have your central heating boiler services once a year by a GAS SAFE registered engineer. You will also need to budget for other bills, such as your phone or TV licence. You can use the budget checklist to help.